Auto credit hits decade high, approval rates climb to 74%
On the Dash:
Dealertrack index hit 105 in July, its highest reading since November 2015
Approval rates rose to 74%, up for a fourth straight month
Loan terms over 72...
TSLA394.53022.31%
GM76.6250.705%
F11.6650.065%
RIVN11.640-0.19%
CYD23.6300.4%
HMC34.5500.4%
TM198.4101.62%
CVNA57.370-0.44%
PAG212.4050.075%
LAD289.830-5.74%
AN161.000-0.05%
GPI248.5503.58%
ABG174.5801.93%
SAH61.6150.335%
TSLA394.53022.31%
GM76.6250.705%
F11.6650.065%
RIVN11.640-0.19%
CYD23.6300.4%
HMC34.5500.4%
TM198.4101.62%
CVNA57.370-0.44%
PAG212.4050.075%
LAD289.830-5.74%
AN161.000-0.05%
GPI248.5503.58%
ABG174.5801.93%
SAH61.6150.335%
TSLA394.53022.31%
GM76.6250.705%
F11.6650.065%
RIVN11.640-0.19%
CYD23.6300.4%
HMC34.5500.4%
TM198.4101.62%
CVNA57.370-0.44%
PAG212.4050.075%
LAD289.830-5.74%
AN161.000-0.05%
GPI248.5503.58%
ABG174.5801.93%
SAH61.6150.335%
Credit
Navigating negative equity, credit challenges and pricing transparency in F&I in 2026
Negative equity is rising, loan terms are stretching, and F&I managers are being asked to do more than ever. Paul Brown, Vice President and partner at Ascent Dealer Services and the host...
Auto loan delinquencies hold near 3% as borrower stress eases
On the Dash:
Auto loan balances newly entering serious delinquency held at 2.97% in Q1 2026.
Borrowers aged 18 to 29 posted the highest serious delinquency rates across all loan...
Auto debt rises 37%, dealers face increasing need for flexible financing
On the Dash:
Auto debt hit $1.68 trillion in 2025, with average payments topping $680/month.
The average new car prices near $50,000, as only four models start under $25,000.
Dealers...
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Your dealership has an established brand of customer. That's not to say you won't sell to anyone who has the money, but you know there's a preference on who your...
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