TSLA366.6203.06%
GM86.5800.46%
F14.0350.155%
RIVN16.2650.215%
CYD35.9100.01%
HMC32.5750.96%
TM198.2905.81%
CVNA70.8900.61%
PAG217.7201.11%
LAD368.7202.57%
AN209.1301.91%
GPI285.2903.45%
ABG212.3603.55%
SAH77.5000.98%
TSLA366.6203.06%
GM86.5800.46%
F14.0350.155%
RIVN16.2650.215%
CYD35.9100.01%
HMC32.5750.96%
TM198.2905.81%
CVNA70.8900.61%
PAG217.7201.11%
LAD368.7202.57%
AN209.1301.91%
GPI285.2903.45%
ABG212.3603.55%
SAH77.5000.98%
TSLA366.6203.06%
GM86.5800.46%
F14.0350.155%
RIVN16.2650.215%
CYD35.9100.01%
HMC32.5750.96%
TM198.2905.81%
CVNA70.8900.61%
PAG217.7201.11%
LAD368.7202.57%
AN209.1301.91%
GPI285.2903.45%
ABG212.3603.55%
SAH77.5000.98%


Adam Marburger’s perfect question to move F&I customers beyond ‘no’

In today’s episode of Training Camp, Adam Marburger shares helpful tips to help sales teams overcome customer objections. He’s a black belt in both Brazilian Jiu-Jitsu and F&I, and his disciplined approach to training will help teams enhance their operations to achieve the rank of black belt!

Overcoming customer objections and transitioning after the “no” is critical to success. F&I professionals should go into the conversation anticipating objection, as approximately 60% of customers will immediately say “no.”

So, how do we move forward? It’s important to remember this simple fact: customers want to purchase F&I products. They don’t want to be sold the products.

Customers typically instinctually say “no” to additional products and services. However, it’s our job to address the concerns and overcome the objections.

Getting your customer to vocalize their reasoning is the key to transitioning after the no. However, when asking questions, you must use your words strategically. Well-poised questions will get customers to open up and vocalize the “why” behind their “no.”

Two iterations of Marburger‘s go-to question are:

  • “Let me ask you a question… You were quick to decline the protection. Why is it that you prefer to be unprotected?”
  • “I noticed you were quick to decline the coverage, and in today’s environment, more customers are saying “yes” than “no.” Why is it that you prefer to be unprotected?”

These well-poised, pointed questions perfectly illustrate the importance of using your words strategically. Because, in all honesty, no customer prefers to be unprotected. To master asking great questions, Marburger recommends playing with it to tailor it perfectly to your style.

When selling F&I products, teams must avoid being discouraged, intimidated, or scared by the customers’ “no” despite how adamant, sudden, or forceful it may be. A customer’s instinctual rejection is not personal and could be caused by various things. It could range from a previous negative experience, preconceived notions surrounding F&I products, or budget limitations. Nevertheless, the key is to have a casual conversation with the customer to understand them better and display empathy.

Once you’ve gotten the customer to verbalize the reason behind their “no,” you can move past it and counter their objection with common sense, in-depth product knowledge, and logic.

"Remember: if nothing changes, nothing changes. We must take action in our stores and be willing to invest in training." – Adam Marburger
Read More


More from Training Camp
How Seelye Auto Group built a culture around accountability, stability and continuous growth

How Seelye Auto Group built a culture around accountability, stability and continuous growth

- September 8, 2026
At Seelye Auto Group, President Mickey Seelye and Vice President of Operations and Partner Stan Qualls believe that building a stronger dealership group starts with the people behind it. With five...
How Sam Sweis drives dealership growth through used cars, team development

How Sam Sweis drives dealership growth through used cars, team development

- September 1, 2026
On today's episode of Training Camp, Adam Marburger sat down with Sweis Motorsports Dealer Principal Sam Sweis about the core operating principles driving his growth. Sam Sweis entered the auto industry...
The old-school habits that can hold your dealership back and how to fix them

The old-school habits that can hold your dealership back and how to fix them

- August 25, 2026
Old-school habits have carried plenty of dealers for decades. Leaning on new-car inventory, paid advertising, outdated sales floor standards, and business as usual all made sense when the model held...
Kelly Automotive Group drives future growth through talent, AI, and ownership

Kelly Automotive Group drives future growth through talent, AI, and ownership

- August 18, 2026
Building lasting automotive retail operations requires constant change, but the core foundation of success remains intact through the years of investing in people. On the recent episode of Training Camp,...
CBT News
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.