TSLA365.4401.88%
GM85.620-0.5%
F13.9700.09%
RIVN16.030-0.02%
CYD35.820-0.08%
HMC32.5200.905%
TM198.2005.72%
CVNA69.160-1.12%
PAG215.910-0.7%
LAD358.020-8.13%
AN203.670-3.55%
GPI278.270-3.57%
ABG208.500-0.31%
SAH75.900-0.62%
TSLA365.4401.88%
GM85.620-0.5%
F13.9700.09%
RIVN16.030-0.02%
CYD35.820-0.08%
HMC32.5200.905%
TM198.2005.72%
CVNA69.160-1.12%
PAG215.910-0.7%
LAD358.020-8.13%
AN203.670-3.55%
GPI278.270-3.57%
ABG208.500-0.31%
SAH75.900-0.62%
TSLA365.4401.88%
GM85.620-0.5%
F13.9700.09%
RIVN16.030-0.02%
CYD35.820-0.08%
HMC32.5200.905%
TM198.2005.72%
CVNA69.160-1.12%
PAG215.910-0.7%
LAD358.020-8.13%
AN203.670-3.55%
GPI278.270-3.57%
ABG208.500-0.31%
SAH75.900-0.62%

How car dealers can ensure F&I stays relevant in modern retailing – Jonathan Jordan | JM&A Group

Technology has played a large part in the innovation we’ve seen across the industry since the onset of the pandemic a few short years ago. With so many tools on the market today, how can you be sure you’re investing in the right one? Today on Inside Automotive, we’re pleased to welcome Jonathan Jordan, Director of Sales Strategy at JM&A Group, to discuss dealers’ technology needs in the current market.

F&I is still vitally important to the car buying transaction, dealer profitability, and future retention. A big concern for dealers is integrating all of their different technologies to work together seamlessly and provide excellent customer experiences in any environment. So, how can dealers ensure that F&I stays relevant in a modern retailing approach? Jordan says that JM&A has been working with dealers since 2018 to design a process that allows F&I managers to interact with customers virtually.

In 2020, when COVID-19 appeared in the U.S., the demand for virtual services went through the roof. Even though some customers still don’t want to come into the dealership, they have many questions about F&I products. There needs to be a trained manager to review the products and communicate with customers on whichever device or channel they prefer. Additionally, some dealers are leveraging a virtual F&I process in-store to communicate store-to-store and staff across their organization instead of each individual rooftop.

Dealers adapted the consumer demand early on in the pandemic. Now, it’s a matter of refining the customer touchpoints to make the process easier and more efficient.

“When you do [the process] the way the customer wants to, the profitability can be just as good if not better,” explains Jordan.

The customer experience starts well before a consumer reaches out to the dealership. The ability to move with the customer seamlessly online or offline is vital and can be a massive differentiator in car buying. Dealers are more than capable of offering the same kind of experience as industry disruptors like Carvana or CarMax. However, to do so means evaluating your processes, being flexible, or maybe even a little uncomfortable. Work with suitable vendor partners to get your staff trained and on board with the new process.

“Dealers can really provide the best of both worlds to consumers,” says Jordan.


Did you enjoy this interview with Jonathan Jordan? Please share your thoughts, comments, or questions regarding this topic by submitting a letter to the editor here, or connect with us at newsroom@cbtnews.com.

Be sure to follow us on Facebook and Twitter to stay up to date or catch up on all of our podcasts on demand.

While you’re here, don’t forget to subscribe to our email newsletter for all the latest auto industry news from CBT News.

dealers

More from F&I
How Sam Sweis drives dealership growth through used cars, team development

How Sam Sweis drives dealership growth through used cars, team development

- September 1, 2026
On today's episode of Training Camp, Adam Marburger sat down with Sweis Motorsports Dealer Principal Sam Sweis about the core operating principles driving his growth. Sam Sweis entered the auto industry...
Simplifying dealership payment processing & boosting EBITDA 

Simplifying dealership payment processing & boosting EBITDA 

- August 19, 2026
While most automotive dealers focus heavily on front-end car sales and repair order volumes to drive growth, payment processing and financial workflow management present a massive, often overlooked opportunity to...
Subaru to launch captive finance business in U.S., extends Chase partnership through transition

Subaru to launch captive finance business in U.S., extends Chase partnership through transition

- August 7, 2026
On the Dash: Subaru's new captive finance company is expected to give retailers more financing flexibility and stronger support for sales and F&I operations. Existing Subaru Motors Finance customers and...
Fighting payment anxiety in the F&I office with empathy and value

Fighting payment anxiety in the F&I office with empathy and value

- July 16, 2026
Payment anxiety is climbing, and the squeeze isn't just at the dealership. Rising rates, pricier vehicles and mounting negative equity are pushing monthly payments higher, and customers are watching every...
CBT News
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.