CBT News is on location at the NADA Show 2026 in Las Vegas, delivering exclusive conversations from across the automotive retail industry. Jim Fitzpatrick speaks with Bryan Calloway, Executive Vice President of the National Digital Titling Clearinghouse (NDTC), powered by CHAMP, about how digital titling modernization is helping dealers reduce delays, lower compliance risks, and streamline out-of-state vehicle transactions.
Key Takeaways:
- The rapid rise of online and out-of-state vehicle transactions has exposed major inefficiencies in the industry’s continued reliance on paper titles, creating costly delays and processing errors for dealerships. NDTC addresses this challenge by enabling electronic title processing through a state-backed platform, allowing dealers to validate and transfer titles digitally. This shift significantly reduces the time required to perfect titles, cutting processing timelines from weeks to hours while helping dealerships move vehicles to retail readiness faster.
- Because titling rules vary across jurisdictions, compliance complexity has long created bottlenecks for dealers managing interstate transactions. By partnering with West Virginia to create a legally recognized digital titling clearinghouse, NDTC offers a standardized, repeatable process that allows dealerships to securely upload documentation, receive rapid validation feedback, and correct issues quickly. The platform reduces costly resubmissions and holding costs while providing dealers with confidence that titles are properly perfected and ready for resale.
- Fraud prevention and data validation are also central to modernization efforts, as fraudulent or improperly executed titles continue to create financial risk for dealers. NDTC leverages AI-driven validation tools alongside state-backed review processes to catch documentation errors and suspicious transactions early in the process. As more states consider adopting digital titling frameworks, industry-wide modernization is expected to further reduce delays, increase transparency, and help dealerships manage growing volumes of cross-state vehicle transactions more efficiently.
Catch all of CBT News’ coverage of the 2026 NADA Show here.
