On the Dash:
- Automakers are rolling out widespread 0% APR financing offers for Labor Day 2025 to clear out inventory ahead of the arrival of 2026 models.
- Major brands like Tesla, Acura, Chevrolet, Chrysler, Dodge, and Japanese automakers, among others, are offering financing deals ranging from 36 to 72 months.
- Most offers expire on September 2, although some dealer-specific incentives may extend into the month later.
During this year’s Labor Day weekend, automakers are rolling out 0% APR financing deals, with promotions from nearly every major brand aimed at clearing out remaining 2025 inventory before the 2026 models arrive. However, most of the offers are set to expire on September 2.
The incentives, covering both electric and gasoline-powered vehicles, feature financing terms ranging from 36 to 72 months. Brands participating include Tesla, Acura, Chevrolet, Chrysler, Dodge, Honda, Hyundai, Kia, Nissan, Subaru, Toyota, and Volkswagen, among others.
Tesla is offering 0% financing on the Model 3 and Cybertruck, though the deal is limited to buyers who also purchase the company’s Full Self-Driving software package. Acura is offering 0% financing for 72 months on the 2024 ZDX, while Chevrolet is extending 60 months of interest-free financing on its Equinox EV, Blazer EV, and Silverado EV. Chrysler is offering the Pacifica PHEV with 72 months of 0% APR.
Hyundai and Kia are highlighting multiple EV and SUV models in their holiday promotions, with Kia including the 2024 EV6, EV9, and Sportage among its qualifying vehicles. Volkswagen is providing 0% financing for 72 months on the 2025 ID.4 or a $5,000 cash rebate. Subaru, Nissan, and Jeep are also featuring long-term 0% APR options on select EVs and SUVs.
Labor Day has historically been one of the most competitive periods for dealership sales, and the latest round of offers marks one of the widest deployments of 0% financing since year-end clearance events in recent years. Analysts note that with higher interest rates affecting auto affordability, interest-free financing has become a major draw for buyers seeking to secure long-term savings.
While most promotions end on September 2, some dealership-specific incentives may continue into the month. Industry experts advise buyers to negotiate the out-the-door price before arranging financing or trade-ins to maximize the benefit of these rare offers.
