Ford is changing its successful employee-pricing-for-all campaign into a new national promotion aimed at reducing the upfront cost of vehicle ownership. Beginning July 8, the automaker’s new “0-0-0 Summer Sales Event” offers qualified buyers zero down payment, zero percent APR for 48 months, and zero payments for the first 90 days on most Ford and Lincoln vehicles. The move comes as more consumers face financial pressure from inflation and rising interest rates, marking Ford’s latest effort to maintain momentum in a competitive summer sales environment.
Here’s why it matters:
Ford’s aggressive summer offer responds to real-time feedback from dealers and customers, aligning payment relief with peak car-buying season. With affordability cited as a top barrier to new vehicle purchases, the program gives dealers a compelling way to reach hesitant buyers. It’s also a strategic move to clear aging inventory and further position Ford as a brand attuned to middle-class budget constraints, which is critical in a market still recovering from pandemic-era supply disruptions.
Key takeaways:
- New 0-0-0 sales event begins July 8
Ford’s updated campaign features zero down, 0% APR for 48 months, and no payments for 90 days on most models. - Responding to affordability concerns
The shift is driven by consumer feedback citing high out-of-pocket costs as a barrier, particularly as families contend with increased mortgage rates and travel expenses. - Employee pricing laid the foundation
Ford’s earlier employee-pricing-for-all effort made it the No. 1 selling brand in the U.S. for the first half of the year, outperforming industry sales growth by seven times in Q2. - Includes EV incentive extension
Ford is extending the Power Promise on EVs through Sept. 30, maintaining EV purchase momentum amid high sticker prices. - Two-year maintenance included
To further ease ownership costs, buyers also receive a complimentary Ford Protect Premium Maintenance Plan covering oil changes and tire rotations.
Ford’s shift from employee pricing to the 0-0-0 summer campaign underscores its commitment to flexibility and customer-first pricing. As car buyers weigh financial trade-offs, this promotion provides Ford dealers with a timely tool to close deals while reinforcing trust through transparent national offers. With vehicle affordability still top of mind, this move positions Ford to stay competitive during the year’s busiest retail stretch.