TSLA422.240-21.06%
GM74.860-2.89%
F13.410-1.07%
RIVN13.790-0.73%
CYD50.000-1.02%
HMC26.1800.51%
TM190.6800.18%
CVNA67.170-2.36%
PAG162.180-6.88%
LAD261.920-12.84%
AN184.150-8.5%
GPI313.620-20.71%
ABG179.170-13.92%
SAH73.960-3.88%
TSLA422.240-21.06%
GM74.860-2.89%
F13.410-1.07%
RIVN13.790-0.73%
CYD50.000-1.02%
HMC26.1800.51%
TM190.6800.18%
CVNA67.170-2.36%
PAG162.180-6.88%
LAD261.920-12.84%
AN184.150-8.5%
GPI313.620-20.71%
ABG179.170-13.92%
SAH73.960-3.88%
TSLA422.240-21.06%
GM74.860-2.89%
F13.410-1.07%
RIVN13.790-0.73%
CYD50.000-1.02%
HMC26.1800.51%
TM190.6800.18%
CVNA67.170-2.36%
PAG162.180-6.88%
LAD261.920-12.84%
AN184.150-8.5%
GPI313.620-20.71%
ABG179.170-13.92%
SAH73.960-3.88%


auto credit

More customers are getting approved for auto loans, but negative equity and record loan terms tell a more complicated story.

Auto loan availability hits 4-year high in April, loan terms reach new records

- May 12, 2026
On the Dash: Auto loan credit availability climbed to its highest level since June 2022 in April. Nearly 30% of auto loans now carry terms longer than 72 months, a...
Market Reports Articles
Americans are carrying $1.68 trillion in auto debt. Rising prices, higher rates, and shrinking inventory are reshaping who buys new cars and how dealers respond.

Auto debt rises 37%, dealers face increasing need for flexible financing

- May 7, 2026
On the Dash: Auto debt hit $1.68 trillion in 2025, with average payments topping $680/month. The average new car prices near $50,000, as only four models start under $25,000. Dealers...
Economic Trends Articles
January auto credit holds steady with higher subprime lending, longer terms, and rising borrowing costs for U.S. car buyers.

Auto credit access holds steady in January as borrowing costs rise

- February 12, 2026
On the Dash: January auto credit access held steady at its highest level since October 2022, despite some mixed metrics. Subprime lending and longer loan terms increased, expanding access for...
Industry News Articles
Auto credit access rises in September, with subprime loans increasing and approval rates holding steady, easing financing for consumers.

Auto credit loosens in September as subprime access grows

- October 13, 2025
On the Dash: Auto credit access improved in September, resuming a broader trend of looser lending. Subprime loans rose to 14.2%, showing expanded access for higher-risk borrowers. Longer loan terms...
Articles Headlines
Auto credit access increases in July

Auto credit access rises in July as approvals and rates improve

- August 11, 2025
Auto credit availability improved in July for the third consecutive month, according to Cox Automotive's Dealertrack Credit Availability Index. The All-Loans Index climbed to 98.1 from 97.1 in June, driven...
Articles Headlines
The resumption of student loan reporting has pushed many borrowers into subprime lending, reshaping risk metrics and tightening auto credit availability.

Auto loan market shifts as student loan delinquencies distort subprime scores

- July 21, 2025
The reactivation of student loan repayments in late 2024 is transforming the auto finance landscape, especially within the subprime credit segment. According to the Federal Reserve Bank of New York,...
Headlines Articles
auto credit

Auto credit access eases in May

- June 12, 2025
Auto credit access improved slightly in May, according to the latest Dealertrack Credit Availability Index. The All-Loans Index rose to 96.7, up from 95.5 in April, marking a 1.2-point month-over-month...
Headlines Articles
November 2024 saw a significant uptick in auto credit access, with the Dealertrack Credit Availability Index reaching 95.4.

Dealertrack’s November 2024 report shows increased approval rates and favorable loan terms

- December 26, 2024
November 2024 saw a significant uptick in auto credit access, with the Dealertrack Credit Availability Index reaching 95.4—a 1.0% increase from October and a 0.8% rise year over year. This...
Headlines Daily Automotive News
Auto credit access increased in credit, marking the end of a five-month decline, according to the Dealertrack Credit Availability Index.

Auto credit availability improves in September, reversing a five-month decline

- October 16, 2024
Auto credit access increased in September, marking the end of a five-month decline, according to the Dealertrack Credit Availability Index. The All-Loans Index rose to 92.8, a 0.4% increase from...
Headlines Articles
auto credit

Auto credit access expanded in September — Dealertrack

- October 12, 2022
Cox Automotive released its Dealertrack Credit Availability Index for the month of September, showing that access to auto credit expanded for the first time in the last five months. The All-Loans...
Headlines Articles

Latest Articles
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The Detroit Three cuts 20,000 salaried jobs, AI threatens to eliminate thousands more
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Ford stock jumps, Stellantis expands China EV push, Toyota plans Texas factory
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Ken Ganley Auto Group acquires Mercedes-Benz of Bedford in Ohio from Penske (1)
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Ford stock surges as energy storage ambitions fuel investor optimism
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Ford stock surges as energy storage ambitions fuel investor optimism

Stellantis expands China EV strategy with $1.17B Dongfeng partnership
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Stellantis expands China EV strategy with $1.17B Dongfeng partnership

Toyota plans $2B Texas factory expansion amid U.S. production push
Latest Articles 05/15/26

Toyota plans $2B Texas factory expansion amid U.S. production push


CBT News
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