TSLA388.900-3.05%
GM78.0500.27%
F12.435-0.275%
RIVN16.8900.48%
CYD42.3200.03%
HMC24.3600.1%
TM212.860-0.32%
CVNA362.240-8.84%
PAG156.0200.89%
LAD274.8700.39%
AN198.2902.48%
GPI335.4802.75%
ABG204.0901.55%
SAH67.3701.48%
TSLA388.900-3.05%
GM78.0500.27%
F12.435-0.275%
RIVN16.8900.48%
CYD42.3200.03%
HMC24.3600.1%
TM212.860-0.32%
CVNA362.240-8.84%
PAG156.0200.89%
LAD274.8700.39%
AN198.2902.48%
GPI335.4802.75%
ABG204.0901.55%
SAH67.3701.48%
TSLA388.900-3.05%
GM78.0500.27%
F12.435-0.275%
RIVN16.8900.48%
CYD42.3200.03%
HMC24.3600.1%
TM212.860-0.32%
CVNA362.240-8.84%
PAG156.0200.89%
LAD274.8700.39%
AN198.2902.48%
GPI335.4802.75%
ABG204.0901.55%
SAH67.3701.48%


Dealertrack

credit, lending

Auto credit access improves in February despite rising lending risks

- March 11, 2026
On the Dash: Credit availability improved in February, particularly through captives and franchised used channels. Subprime lending and extended loan terms are rising, signaling affordability pressures and higher-risk financing. Negative...
January auto credit holds steady with higher subprime lending, longer terms, and rising borrowing costs for U.S. car buyers.

Auto credit access holds steady in January as borrowing costs rise

- February 12, 2026
On the Dash: January auto credit access held steady at its highest level since October 2022, despite some mixed metrics. Subprime lending and longer loan terms increased, expanding access for...
auto credit

Auto credit access hit 2-year high, Cox Automotive reports

- January 13, 2026
On the Dash: Auto credit availability reached its 2025 high in December, with approval rates up and pricing more favorable. Longer loan terms and reduced down payments reflect ongoing affordability...
Auto credit access tightened in April as lenders reduced subprime loans but offered lower rates and longer terms to manage risk.

Auto credit tightens slightly in April

- May 13, 2025
Auto credit access declined slightly in April 2025, according to the latest Dealertrack Credit Availability Index. The All-Loans Index dipped to 95.7 from 96.3 in March, marking a 0.7% month-over-month...
auto credit

Auto credit access expanded in September — Dealertrack

- October 12, 2022
Cox Automotive released its Dealertrack Credit Availability Index for the month of September, showing that access to auto credit expanded for the first time in the last five months. The All-Loans...

Why digital F&I is vital to the car buying experience customers want today — Cheryl Miller & Kait Gavin | Cox Automotive

- March 22, 2022
At the recent NADA Show in Las Vegas, anchor Jim Fitzpatrick stopped by the Cox Automotive Village to talk with Cheryl Miller, VP, Operations Lender Solutions and Kait Gavin, VP,...

Increase the speed and efficiency of transactions with digital registration and titling – Kait Gavin

- March 10, 2022
On this edition of Inside Automotive, we're pleased to welcome back Kait Gavin, Vice President of Operations for Dealertrack Titling Solutions. Today, Gavin and anchor Jim Fitzpatrick discuss how the...

Cox Automotive’s Cheryl Miller on game-changing innovations happening in digital auto finance

- March 9, 2022
Dealerships and finance companies have had a lot of technology to choose from in the last few years, and several game-changing capabilities are now available in the market. On this...

Is your F&I department keeping up with today’s car buyer? – Emil Banga | Dealertrack

- February 7, 2022
Over the last few years, the F&I department has undergone significant digital changes and continues to impact customer experience in big ways. Today on Inside Automotive, we’re taking a look...
Dealertrack

Top 3 practices for easier and more effective auto lending – Andy Mayers | Dealertrack

- January 24, 2022
Today on Inside Automotive, we welcome Andy Mayers, Lender Solution Strategist at Dealertrack, part of Cox Automotive’s family of automotive brands, to help us understand how lenders are approaching digital...


CBT News
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