The rise of negative equity challenges dealerships and customers alike. On today's episode of F&I Today, Paul Brown, Vice President of Ascent Dealer Services, explains how negative equity affects trade-in values and how dealerships can protect themselves and customers with gap insurance.
Negative equity, where customers owe more on their vehicle than it’s worth, is reaching critical levels. A recent Edmunds report revealed that in Q4 of 2025, the average negative...