Differences Between Pre-Screen and Pre-Qualification:
Pre-Screen:
- Consumer consent is NOT required
- Fico Score or range and no, or limited, credit data is provided
- A firm offer of credit IS required
- Compliance tracking of offer terms and firm offer of letter production ARE required.
- Adverse Action, Risk-based Pricing, etc. ARE required.
Pre-Qualification:
- Consumer consent IS required
- Exact FICO score and all credit report data elements are available
- A firm offer of credit is NOT required
- Compliance tracking of offer terms and firm offer of letter production are NOT required.
- Adverse Action, Risk-based Pricing, etc. are NOT required.
On the Dash:
GM Defense delivered Patriot missile parts to Lockheed Martin 22 days after signing its contract.
The redesigned 2027 Silverado and Sierra add new 5.7-liter and 6.6-liter V-8...
On the Dash:
Stellantis faces a new labor deadline as its Canadian contract with Unifor expires Sept. 20.
The future of the Brampton plant remains the central issue in negotiations...
On the Dash:
Acura pauses the MDX Type S after 2026 with no timeline for its return.
The trim is under 10% of MDX sales but delivers outsized margins.
Emissions...
On the Dash:
Xpeng is looking to turn its EV technology into a broader business by licensing systems to other automakers and suppliers.
Its Volkswagen partnership shows the potential for...
Pre-Screen:
