Credit access hits 11-year high as loan terms grow longer than ever
On the Dash:
Auto credit access rose for a fifth straight month to its highest level since April 2015.
Loans longer than 72 months reached a record 31.8% share of...
TSLA397.4506.61%
GM86.250-2.65%
F11.920-0.33%
RIVN12.800-0.74%
CYD21.150-0.68%
HMC33.5300.18%
TM209.680-3.32%
CVNA70.840-3.03%
PAG213.250-0.98%
LAD297.170-15.08%
AN180.510-6.7%
GPI257.290-12.98%
ABG199.610-8.33%
SAH60.180-3.05%
TSLA397.4506.61%
GM86.250-2.65%
F11.920-0.33%
RIVN12.800-0.74%
CYD21.150-0.68%
HMC33.5300.18%
TM209.680-3.32%
CVNA70.840-3.03%
PAG213.250-0.98%
LAD297.170-15.08%
AN180.510-6.7%
GPI257.290-12.98%
ABG199.610-8.33%
SAH60.180-3.05%
TSLA397.4506.61%
GM86.250-2.65%
F11.920-0.33%
RIVN12.800-0.74%
CYD21.150-0.68%
HMC33.5300.18%
TM209.680-3.32%
CVNA70.840-3.03%
PAG213.250-0.98%
LAD297.170-15.08%
AN180.510-6.7%
GPI257.290-12.98%
ABG199.610-8.33%
SAH60.180-3.05%
loans
New-car loans reach record highs, even with rates flat at 7%
On the Dash:
Average new-car amount financed hit a record $44,664, and average monthly payments reached a record $787.
Loans of 84 months or longer made up a record 25.5%...
Auto loan delinquencies hold near 3% as borrower stress eases
On the Dash:
Auto loan balances newly entering serious delinquency held at 2.97% in Q1 2026.
Borrowers aged 18 to 29 posted the highest serious delinquency rates across all loan...
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